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Robin, the above tells me that had I kept Destiny and John Hancock that today the value would have been $91,534.65 and would have been down $27,064.21 from the start of the year when they were re-evaluated in Jan 01.

The second chart tells me that my current value of the reinvestment is $84,563.33 which represents a loss of $6,971.32 had I kept my original investments (even considering the market down turns and upturns that we are seeing). Guess Morningstars evaluations leave something to be desired..:-(

Maybe they will live up to the morningStar potential growth expectation ...

Hugs, Jim